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Edexcel IGCSE·Commerce·IGCSE Commerce

Finance & Sources of Capital

10 min read

Short-, medium- and long-term finance, and choosing the right source.

Businesses need capital to start and grow.

Sources by term

  • Short-term: overdraft, trade credit, factoring — for cash-flow needs.
  • Medium-term: bank loans, hire purchase, leasing — for equipment/vehicles.
  • Long-term: mortgages, share capital, debentures, retained profit — for premises and major investment.

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